I'd add to pick a reasonable asset allocation that you will stick to and rebalance regularly (once a year is fine although tax efficiency isn't a concern in tax

I'd add to pick a reasonable asset allocation that you will stick to and rebalance regularly (once a year is fine although tax efficiency isn't a concern in tax advantaged investments). This can be done automatically for you via any of the new generations of robo-advisors (although you can get most of the benefits and lower fees with Vanguard LifeStrategy or Target Retirement funds). Tax advantaged account pro-tips: put your least tax efficient instruments (eg income generating assets etc) in the retirement accounts. Use a Roth IRA to be able to maximize amount of tax-advantaged investment per year). Asset allocation wise, there was an interesting article (and followup) entitled "The Benefits of Low Correlation" a few years back I thought was particularly interesting. Link to both: http://www.etf.com/publications/journalofindexes/joi-articles/4684-the-benefits-of-low-correlation-round-ii.html?nopaging=1 http://www.etf.com/publications/journalofindexes/joi-article...