I'm also from a farming community. They're scraping by currently, with college debt... Every farmer will tell you that unless you get enough "good years" stack

I'm also from a farming community. They're scraping by currently, with college debt... Every farmer will tell you that unless you get enough "good years" stacked away in the bank, when the inevitable "bad years" hit, you will go under. I've seen it dozens of times to young farmers starting out. If they time it right, they'll just make it. If not, the farm is in foreclosure and they're back to their 'old' jobs.