We don't need to get into difference between countries. The question is, which quantity of money you spend every month and if you think that 4 months of savings

We don't need to get into difference between countries. The question is, which quantity of money you spend every month and if you think that 4 months of savings are enough for going all in. I wouldn't go all in with 4 months of savings... life is full of uncertainties... just that.