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Using F-Droid and Yalp and avoiding the Google Play Store is only an option if your needs are very limited. As far as I know, there are no widely-adopted mobile

Using F-Droid and Yalp and avoiding the Google Play Store is only an option if your needs are very limited. As far as I know, there are no widely-adopted mobile payment apps anywhere else, certainly the de facto standard mobile payment app in my country is only available on the official app stores. The same goes for banking apps and all official store membership and coupon apps, just to mention a few categories of apps you will have to do without.

dTal 9y ago
>de facto standard mobile payment Is called cash :) It's accepted everywhere. >official store membership and coupon apps Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer. >banking apps Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down). The basic pattern is, it's either important enough to be worth being a stickler over, or trivial enough to ditch entirely. Personally, I find "not being on F-Droid" as a very strong signal that I should not want to use an app in the first place. It steers me away from malicious code and proprietary lockin. And I never, ever see an ad on my phone!
- KozmoNau7 9y ago
  >Is called cash :) It's accepted everywhere. A lot of people refuse to carry any significant amount of cash. It is a risk factor, especially when at events and shows or just during busy shopping hours, due to pickpockets. An app with verified identity (using the national 2FA login system in my country) is significantly more secure. >Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer. It's a bunch of silly plastic cards that I then I have to carry around in my wallet or remember to bring from home when going shopping, as opposed to having the app on my phone, which I carry around with me anyway. The app automatically calculates bonuses and rebate collection marks. >Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down). My mobile banking app is perfectly secure, it uses the Danish national 2FA login system, used for all public services.
  - andrepd 9y ago
    >It's a bunch of silly plastic cards that I then I have to carry around in my wallet or remember to bring from home when going shopping You're willing to sacrifice your privacy for this little convenience?
    - KozmoNau7 9y ago
      It's fine for one or two cards, but for all the rebate stuff and membership benefits, I would have to carry around a veritable mountain of cards. They already have all my relevant details for the memberships, and I don't share anything further than that via my phone.
    - CaptSpify 9y ago
      Posting anything online is a sacrifice of privacy. Using HN means your IP, your username, a bunch of connections and other data are logged in various places. We're all willing to sacrifice privacy for little conveniences, some people prioritize differently.
- astura 9y ago
  Cash is not accepted "everywhere." Some examples of places that sometimes don't take cash: Parking garages, airplanes, bus kiosks, vending machines, online stores. I went to a festival earlier this year and the door tickets were card-only.
- commentonswish 9y ago
  > Is called cash :) It's accepted everywhere. Surprisingly, it’s not! A non-Swedish friend studying in Sweden recently told me of a situation (I forget the exact details) where she could not pay with cash. They only accepted payment via Swish[^1] (mobile payment system). At the time she was with a Swedish friend which was the one to pay for both of them, with my friend paying her friend in cash. [^1]: https://www.theguardian.com/business/2016/jun/04/sweden-cashless-society-cards-phone-apps-leading-europe https://www.theguardian.com/business/2016/jun/04/sweden-cash...
  - codfrantic 9y ago
    Same in the Netherlands, more and more shops are electronic payment only. Cash is a cost and a risk to them.

dTal 9y ago

>de facto standard mobile payment Is called cash :) It's accepted everywhere. >official store membership and coupon apps Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer. >banking apps Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down). The basic pattern is, it's either important enough to be worth being a stickler over, or trivial enough to ditch entirely. Personally, I find "not being on F-Droid" as a very strong signal that I should not want to use an app in the first place. It steers me away from malicious code and proprietary lockin. And I never, ever see an ad on my phone!

KozmoNau7 9y ago
>Is called cash :) It's accepted everywhere. A lot of people refuse to carry any significant amount of cash. It is a risk factor, especially when at events and shows or just during busy shopping hours, due to pickpockets. An app with verified identity (using the national 2FA login system in my country) is significantly more secure. >Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer. It's a bunch of silly plastic cards that I then I have to carry around in my wallet or remember to bring from home when going shopping, as opposed to having the app on my phone, which I carry around with me anyway. The app automatically calculates bonuses and rebate collection marks. >Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down). My mobile banking app is perfectly secure, it uses the Danish national 2FA login system, used for all public services.
- andrepd 9y ago
  >It's a bunch of silly plastic cards that I then I have to carry around in my wallet or remember to bring from home when going shopping You're willing to sacrifice your privacy for this little convenience?
  - KozmoNau7 9y ago
    It's fine for one or two cards, but for all the rebate stuff and membership benefits, I would have to carry around a veritable mountain of cards. They already have all my relevant details for the memberships, and I don't share anything further than that via my phone.
  - CaptSpify 9y ago
    Posting anything online is a sacrifice of privacy. Using HN means your IP, your username, a bunch of connections and other data are logged in various places. We're all willing to sacrifice privacy for little conveniences, some people prioritize differently.
astura 9y ago
Cash is not accepted "everywhere." Some examples of places that sometimes don't take cash: Parking garages, airplanes, bus kiosks, vending machines, online stores. I went to a festival earlier this year and the door tickets were card-only.
commentonswish 9y ago
> Is called cash :) It's accepted everywhere. Surprisingly, it’s not! A non-Swedish friend studying in Sweden recently told me of a situation (I forget the exact details) where she could not pay with cash. They only accepted payment via Swish[^1] (mobile payment system). At the time she was with a Swedish friend which was the one to pay for both of them, with my friend paying her friend in cash. [^1]: https://www.theguardian.com/business/2016/jun/04/sweden-cashless-society-cards-phone-apps-leading-europe https://www.theguardian.com/business/2016/jun/04/sweden-cash...
- codfrantic 9y ago
  Same in the Netherlands, more and more shops are electronic payment only. Cash is a cost and a risk to them.