I would add two things. 1. Encryption is the only way to secure data, and without it, data will always get stolen. And encryption with a backdoor is not encryp

I would add two things. 1. Encryption is the only way to secure data, and without it, data will always get stolen. And encryption with a backdoor is not encryption. 2. Data needs to be owned by the people. I should be able to go to Target or American Express and ask them to delete everything they know about me. Them not doing so should result in a, say, 10,000 dollar fine that goes all to me with admittance of insurmountable guilt. A 200 million dollar fine may still have banks and telecom gaming the system, but if they had to admit guilt, the math becomes easy. Their egos won't permit it! And with that, finally our data will be kept safe.