This is not true. Back when JPM was being fined billions of dollars when the Southern District of NY was after them, they were quaking in their boots internally

This is not true. Back when JPM was being fined billions of dollars when the Southern District of NY was after them, they were quaking in their boots internally while at the same time redlining PR efforts to project external calmness. Huge fines do exactly what they’re intended to do. JPM for instance responded by making legitimate operational changes to detect all manner of financial malfeasance within their organization.