Outside of a central bank issuing cryptocurrency, you can remove counterparty risk with diversification. Stellar Lumens and Ripples are cryptocurrency based on

Outside of a central bank issuing cryptocurrency, you can remove counterparty risk with diversification. Stellar Lumens and Ripples are cryptocurrency based on the wikipedia definition: A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange using cryptography to secure the transactions, to control the creation of additional units, and to verify the transfer of assets.