Well, good luck First, the insurer needs to have a lawful decision on who is guilty - it is not their job to prove anything. And it's still you vs huge corporat

Well, good luck First, the insurer needs to have a lawful decision on who is guilty - it is not their job to prove anything. And it's still you vs huge corporation. Looking at what these companies (Tesla for example) do to people criticizing their products - full spectrum, from lie accusations through personal attacks to law threats, i'd say even if you have a recording the situation is still bad. So, we're going to get a confirmation what you just said - their lawyers will do everything to prove you suck as a driver.