This would see me willing to pay a lot more to many f2p games, but would curb their income considerably from their whales. Also, it'd ruin most games, because

This would see me willing to pay a lot more to many f2p games, but would curb their income considerably from their whales. Also, it'd ruin most games, because of the way they're designed. For instance, gacha games like Final Fantasy Brave Exvius, Record Keeper, and Mobius. If you could cap out at (for example) $300 and then pull for free from then on, you'd end up with everything you ever wanted, all the time. There'd be nothing to stop you from just pulling until you got everything. The entire game would need a redesign to deal with that situation. Premium currency in most F2P games is the same way. I'm not arguing with you, just exposing the reason that nobody except Nintendo has done your suggestion so far. And to my knowledge, they've only done it twice. Pokemon Picross and another Pokemon spinoff game.