To a financial professional (or at least to me), the info that's available without signing up is a little vague. It would be great if you could clarify things i

To a financial professional (or at least to me), the info that's available without signing up is a little vague. It would be great if you could clarify things in the details pages. Maybe a demo or tour? How exactly are you optimizing portfolios? If I had to guess from the description, I'd guess you guys just cracked open "A Random Walk Down Wall Street" and made a big if/else chain based on people's age as to how much they should invest. Is there any kind of mean/variance optimization going on here? Also, how are you determining which funds are "similar"? Is it just the description of the assets or are you actually calculating correlations of returns and finding historically similar assets? Are you guys a registered RIA? Your terms of service say that you are not providing financial advice, but I'm curious as to how that actually holds up. I mean your company name is "future advisor" and you are recommending people invest in different areas based on dschobel's comment. That seems like advice to me.