I could get a much better plan individually on the insurance market with just what my employer pays per month to our insurance trust. On the other hand, I’m als

I could get a much better plan individually on the insurance market with just what my employer pays per month to our insurance trust. On the other hand, I’m also young - a lot of the employees in my company are middle aged or higher, so that contributes a lot to our costs, if I were older it would change a lot of things. And this ultimately brings us to the reason why universal healthcare would be cheaper. Having our population of 300MM+ spread into so many different risk pools screws with financials of premiums a ton. Even with our aging population we’d be paying significantly less if the entire country was in a single risk pool.