The truth lies somewhere in between. I'd recommend finding a good eye doctor you trust (ask around) and look at your itemized bill and insurance closely to figu

The truth lies somewhere in between. I'd recommend finding a good eye doctor you trust (ask around) and look at your itemized bill and insurance closely to figure out what's best for you. I'll say that my insurance, while not great, is absolutely a better deal than a flex or HSA account when purchasing glasses. I do, however, spend a little more and typically buy frames from my optometrist. I've gone the online frame route before and I think a lot of people can find value there, but I wear my glasses everyday and am willing to spend a little more for better quality.