2 ms·
Most employers also wouldn't add their contribution towards vision insurance to your salary if you decline coverage. I'd decline several of my employment benefi
by Glyptodon 9y ago
Most employers also wouldn't add their contribution towards vision insurance to your salary if you decline coverage. I'd decline several of my employment benefits in an instant if I could get the employer's contribution added to my salary somehow. But that is not the world we live in.
- snuxoll 9y agoI could get a much better plan individually on the insurance market with just what my employer pays per month to our insurance trust. On the other hand, I’m also young - a lot of the employees in my company are middle aged or higher, so that contributes a lot to our costs, if I were older it would change a lot of things. And this ultimately brings us to the reason why universal healthcare would be cheaper. Having our population of 300MM+ spread into so many different risk pools screws with financials of premiums a ton. Even with our aging population we’d be paying significantly less if the entire country was in a single risk pool.