Also, at least in the US, there are enormous tax advantages to speculating/investing in your house instead of in other mediums (equities/bonds/etc). Capital gai

Also, at least in the US, there are enormous tax advantages to speculating/investing in your house instead of in other mediums (equities/bonds/etc). Capital gains tax on gains is basically 0 on your primary home and you can deduct the mortgage (already low) interest (compare to a margin position).