this may be good advice for people who have the potential to earn fu money. the corollary to average people seems to be that it's no longer possible to retire.

this may be good advice for people who have the potential to earn fu money. the corollary to average people seems to be that it's no longer possible to retire. how did we go from an age in which average people could hope to retire, to one in which someone with 5M needs to worry?