If we didn't prevent it then prospective students would be directed to make better decisions with their future than to get tens of thousands in debt and a usele

If we didn't prevent it then prospective students would be directed to make better decisions with their future than to get tens of thousands in debt and a useless degree because it's so easy. "At the end of the day, maybe giving an 18 year old 120k to study underwater basket weaving for 4 years is not the best investment of money?" I think this burden should be on the lender first then the student. Banks don't just hand out money to an 18 year old for a business venture but they do for school because the government guarantees they can get it back.