It's still/always 17%, but it would cap out at $20,000 if above ~117k, so it would effectively be less than 17% on an annualized basis. Or paying up-front/in m

It's still/always 17%, but it would cap out at $20,000 if above ~117k, so it would effectively be less than 17% on an annualized basis. Or paying up-front/in monthly payments is $1041/month for 12 months.