Cargo is profitable and has a bit more flexibility in schedule (often loading at odd hours). Passenger isn’t profitable without a subsidy and requires service

Cargo is profitable and has a bit more flexibility in schedule (often loading at odd hours). Passenger isn’t profitable without a subsidy and requires service employees (on train and off) along with more expensive infrastructure as opposed to buildings owned by clients (e.g. grain elevators). Insurance is also more and B2B is always easier than B2C.