Not a lawyer, curious if this would be a violation of https://www.law.cornell.edu/uscode/text/15/6801 https://www.law.cornell.edu/uscode/text/15/6801 Equifax t

Not a lawyer, curious if this would be a violation of https://www.law.cornell.edu/uscode/text/15/6801 https://www.law.cornell.edu/uscode/text/15/6801 Equifax themselves are not a financial institution, but as a vendor of one, would it not apply to them too?