For me with my German bank account, sending money this way always requires a one time use code. The code is not digital, the bank sends you a list of 100+ codes

For me with my German bank account, sending money this way always requires a one time use code. The code is not digital, the bank sends you a list of 100+ codes printed on a piece of paper. So, I'm not really worried at all because there is no possible way for a scammer to get my codes.