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Don't the credit card companies do a credit check or is your tax information sufficient to know your credit worthiness? If a credit check is done, do you know w
by godzilla82 9y ago
Don't the credit card companies do a credit check or is your tax information sufficient to know your credit worthiness? If a credit check is done, do you know which identifier the credit rating agencies use?
- Joeri 9y agoEvery country is different, but here’s the belgian system: There is a national ID number, equivalent to SSN, which is printed on the ID, and to which the credit history is linked. It is used for distinguishing identity, but not for authentication. For authentication you need the physical ID and sometimes the pin code. The ID card carries a digital certificate which makes them hard to forge (I’ve never heard of outright forgery), and allows for online identity (like filing taxes or opening a bank account online). Obtaining a new ID requires either presenting the old one, or visiting the police to have your identity verified in other ways.