>>We who live in Cities like Bangalore have got Card swiping machine with every merchant May be in places like Kormangala, Marathalli or alike, where techies p

>>We who live in Cities like Bangalore have got Card swiping machine with every merchant May be in places like Kormangala, Marathalli or alike, where techies pay 1.5 crores for a 2BHK home, or rent it for 50K a month. And shop at DMart's and BigBazaar. In rest of the Bangalore, we don't have merchants with card machines going around the corner. In my home we buy vegetables from push cart vendors, and other groceries from the shop around the corner. They don't have card machines. Their profit margin, and people shopping there, have their thin incomes, where they can't afford to pay for the infrastructure or the transaction fees.