> Her monthly income consists of $1,200 in Social Security and a $190 pension That is a decent salary if she lived in a cheaper state like Mississippi or Kentu

> Her monthly income consists of $1,200 in Social Security and a $190 pension That is a decent salary if she lived in a cheaper state like Mississippi or Kentucky. I realize there are other factors at play here, but its your choice to retire in a ridiculously expensive state like California.