I put 50k into Patch of Land, 5k into 10 loans. If everything works out, I'll make about 5k. However, one loan never made a payment and is going to court, and o

I put 50k into Patch of Land, 5k into 10 loans. If everything works out, I'll make about 5k. However, one loan never made a payment and is going to court, and one other is in default. Once my money is paid back, or whatever, I will not put any money into them again, or for that matter, any other realty fund either. Like baccredited said about RealtyShares, there is a big problem of total lack of transparency. Another problem is that the majority of loans get extended. So, in my case, where I put in 50k, thinking the loan matures in 12 months, so I should get it back then. Well, after those 12 months pass, suddenly the loan was extended for another 12 months. Furthermore, I actually talked to them about borrowing money for property I wanted to buy. The interest rates they wanted were ridiculous and I'm not really sure how anyone can make a profit borrowing through them. If I wanted to put it into real estate, and couldn't buy my own, I would put money into the Vanguard REIT funds, because, while there are issues there too, at least your money is liquid, and it's Vanguard. (or Fidelity or Schwab would be fine too). Lastly, the real place to put funds is into balanced index funds. That's where most of my savings are anyways. This was a trial that I personally wasn't very happy with.