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I always compare these offerings to what I could do on my own in traditional ways. Leverage at low rates is a powerful thing and I'm not convinced this is bette
by conductr 9y ago
I always compare these offerings to what I could do on my own in traditional ways. Leverage at low rates is a powerful thing and I'm not convinced this is better. Granted, it's not as passive but it doesn't take me away from my day job either.
- sharemywin 9y agoit's also about spreading risk. you buy a single family home and rent it out and you can't find a renter you default on the loan or what ever your screwed. you split it up over 10 loans and as long as there isn't a systematic problem like 2008-2009 just have a lower return. if you have enough to do 10 rentals on your own well good for you. most people don't.
- conductr 9y agoI get that. But my opinion is if you only have 500-5k you shouldn’t be investing it at all. Ok maybe in liquid low risk ways. But because of other life risks if that’s all you can afford, you need to just continue saving it until you have a cushion and can real estate. It’s actually a pretty low barrier of entry
- sharemywin 9y agoI don't see a problem if you have 50k total in investing 5k in a high risk thing. as long as 45k of it's in a more secure situation.