If you make 10 dollars an hour and have an hour lunch, cutting 15 minutes off your lunch nets you $50/month. Taking only a 30 minute lunch nets you $100/month.

If you make 10 dollars an hour and have an hour lunch, cutting 15 minutes off your lunch nets you $50/month. Taking only a 30 minute lunch nets you $100/month. If that same 10-dollar an hour job isn't picky about overtime, showing up 15 minutes early and leaving 15 minutes late gets you another $100/month. Show up 15 minutes early, take a half hour lunch, $200/month. On $10/hour, that's not something to scoff at. Easier to get rich by focusing on increasing your income, rather than saving what you have, if you are on that low-level wage.