A checking account is closer to the intuitive "this account has X amount of money"; the transactions are "add X money to the account" and "subtract X money to t

A checking account is closer to the intuitive "this account has X amount of money"; the transactions are "add X money to the account" and "subtract X money to the account". With Bitcoin, it's as if you had thousands of tiny checking accounts, every time you received money created a new one, and you could withdraw each account only once, and always for the full value (if you wanted to use only part of an account, you had to send the rest to a new account).