Yeah, you are going to jail. CFAA would definitely classify this as unauthorized access or exceeding the access to which you were authorized and for personal g

Yeah, you are going to jail. CFAA would definitely classify this as unauthorized access or exceeding the access to which you were authorized and for personal gain. The client would try to sue you for theft and breach of contract, but they would be in line behind the government for what remains of your personal savings and retirement money.