Think bigger than that. Insurance companies have the most to win here, so they'll pioneer certification. But you don't even need offshore personel: imagine the

Think bigger than that. Insurance companies have the most to win here, so they'll pioneer certification. But you don't even need offshore personel: imagine the "doctor-ATM". Now you can see a doctor 24-7 from a booth on the nearest gas station. The doc just happens to be in the big medical center two hours away.