The people you're talking about DO NOT BUY and HOLD. EVER. The entire idea is to expose yourself to variable risk as little as possible. so the coins are sent

The people you're talking about DO NOT BUY and HOLD. EVER. The entire idea is to expose yourself to variable risk as little as possible. so the coins are sent literally the second you can send them. you don't sit on them for a day, even for a few hours. you also pay through the nose for decent confirmations with BTC leading to forked coins like LTC/ETH being the de-facto way today, because you pay pennies instead of dollars to get a decent confirmation time. Last year? Maybe, but not in Nov 2017 ;) Basically, you're wrong and should feel ashamed for being so ignorant.