In India, I didn't see anyone taking out debt to pay for their undergrad. The cultural norms were such that parents paid for their kids education until graduati

In India, I didn't see anyone taking out debt to pay for their undergrad. The cultural norms were such that parents paid for their kids education until graduation. On the flip side, neither was there a culture of summer jobs (apart from a handful of universities) where one can earn money to pay for college. As sibling comment mentions, the deal is that when parents turn old, kids are expected to take care of them.