And that matters how? At least all German banks have to have an open API for transactions, and I can run my transactions with curl if I wanted to. A banking a

And that matters how? At least all German banks have to have an open API for transactions, and I can run my transactions with curl if I wanted to. A banking app shouldn't care about how I run it, otherwise I'll just throw it out and use one of the open apps for HBCI.