My parents (when in Canada) saved hard for a scheme that would pay for university for me. In the end the fund performed so badly compared to its promise that i

My parents (when in Canada) saved hard for a scheme that would pay for university for me. In the end the fund performed so badly compared to its promise that it just about bought me some nice textbooks 30 years ago in the UK. (I came across some of the paperwork when 'archiving' the other day.) Equally, I punt money into my kids' pensions, but at that distance it is a huge punt economically! I mean, some politician somewhere could do something stupid and destroy their value before my kids get to cash in in 50 years' time, just imagine! B^> Since governments spend in the now, maybe it's rational for parents to also.