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I currently use Venmo and Cash (by Square). I prefer Cash for it's simplicity and lack of social-media style alerts and notifications. The only reason I use Ven

I currently use Venmo and Cash (by Square). I prefer Cash for it's simplicity and lack of social-media style alerts and notifications. The only reason I use Venmo is because it is popular (at least with my peers/friends). I like the idea of Yap, it seems like a nice way to track group expenses and make sure everything is divided up equally. One suggestion - an option to "pre-settle" would be nice. I.e -- if me and a group are planning a vacation ahead of time and know what our expenses are ahead of time, it would be nice to settle between the group before making the actual charge. The only thing that would prevent me from using this is if there is any social-media aspect. That's my least favorite part of Venmo and I don't really understand the reasoning behind it in the first place.

omarjandali 9y ago
I really appreciate that feedback. I wanted to add a checklist option for a group, where the host adds a list of expected expenses and as the money is collected for an item in the list, the item is checked as complete. Lets say someone doesn't have all the money needed to pay for the expenses, he will be able to pre-transfer an expense which will send the money from other users before the host pays for an expense, but additional security measures will be required for security. Another idea I have as of right now was to create a way that within the group, the host can add expenses in bulk. What I mean is that the host can calculate all the expense he knows he will have to pay (car, hotel, gas) and request it all at once as one single amount. When money is taken from that bulk amount and used to pay for hotel, you will be notified with the amount for the hotel. Would you prefer something like each group you are in has its own balance that everyone puts money into when the group is created and it is tracked as the host spends (similar to a Whatsapp group with its own balance), or user accounts where money is transferred after every transaction like Venmo. There will be no social aspect of this application as of right now. It is purely productivity and finance application.

omarjandali 9y ago

I really appreciate that feedback. I wanted to add a checklist option for a group, where the host adds a list of expected expenses and as the money is collected for an item in the list, the item is checked as complete. Lets say someone doesn't have all the money needed to pay for the expenses, he will be able to pre-transfer an expense which will send the money from other users before the host pays for an expense, but additional security measures will be required for security. Another idea I have as of right now was to create a way that within the group, the host can add expenses in bulk. What I mean is that the host can calculate all the expense he knows he will have to pay (car, hotel, gas) and request it all at once as one single amount. When money is taken from that bulk amount and used to pay for hotel, you will be notified with the amount for the hotel. Would you prefer something like each group you are in has its own balance that everyone puts money into when the group is created and it is tracked as the host spends (similar to a Whatsapp group with its own balance), or user accounts where money is transferred after every transaction like Venmo. There will be no social aspect of this application as of right now. It is purely productivity and finance application.