I'm in credit cards analytics and while we may think that 2 decades is a long time, I can assure it's not. Credit cards have had a long long history (50 - 100 y

I'm in credit cards analytics and while we may think that 2 decades is a long time, I can assure it's not. Credit cards have had a long long history (50 - 100 yrs depending on how you define what a credit card is) and we still haven't had 100% market penetration. Not everyone fully understands how it works and all users care about is that it's something that can be used for payment.