I think you are reading the comment too literally. It's a generalism. If (everyone) were ruined by a failed business, capitalism wouldn't work (the way it curre

I think you are reading the comment too literally. It's a generalism. If (everyone) were ruined by a failed business, capitalism wouldn't work (the way it currently does). Theoretically, if you fail at business, you are allowed to try again and again until you succeed. The consequence of repeated failure isn't so harsh that it's a once in a life-time shot.