There are a lot of ways to make a startup. If you are cynical, you can undermine an existing occupation or skilled trade, either by replacing it with contracto

There are a lot of ways to make a startup. If you are cynical, you can undermine an existing occupation or skilled trade, either by replacing it with contractors who lack the same job skills but who aren't employees and can't unionize, or commoditizing an industry such that the people or businesses are simply cogs in your machine, where people often pick the cheapest option even if it undermines quality. If you are less cynical though, you might want a startup that makes the world a better place. So instead of looking for a problem people with money have, you could look for a systemic inequity or market failure that hurts people and keeps them from having money. My suggestion would be payday loans and credit card debt. There is competition, but there are plenty of ways to go with helping people. https://www.usatoday.com/story/money/personalfinance/2014/04/20/id-nv-ut-have-among-highest-payday-loan-rates/7943519/ https://www.usatoday.com/story/money/personalfinance/2014/04...