That'd be fine if I could do the trades my banker does for me, but I can't. I know this isn't a problem most people have, but this advice is unimplementable wit

That'd be fine if I could do the trades my banker does for me, but I can't. I know this isn't a problem most people have, but this advice is unimplementable without costing me real money (I'm sure he would advocate lowering the cost basis, although strangely he doesn't say much about that).