This is incomplete as well as incorrect. It is incomplete because: presumably you do not die immediately upon retirement. A 30 year retirement would see your i

This is incomplete as well as incorrect. It is incomplete because: presumably you do not die immediately upon retirement. A 30 year retirement would see your investments compound for an additional 30 years after your career income stream ceases. This can dwarf the $2M total you save over a 40 year career at $50k/yr. It is incorrect because even after the 40 years your net worth is $6.5M on gross lifetime earnings of $4M.