It does seem like they could capture the profit (and split it with consumers in the form of lower rates in a bid to get market share?) of simple dr/urgent care

It does seem like they could capture the profit (and split it with consumers in the form of lower rates in a bid to get market share?) of simple dr/urgent care visits. Have a cold? Visit a CVS walk in clinic, get tested for flu/strep, and pick up any prescriptions all in the same visit.