Hang on, 6-15 are not only not legally mandated, but also very rare, right? And my understanding is that 2-4 are smaller in the US than other first-world countr

Hang on, 6-15 are not only not legally mandated, but also very rare, right? And my understanding is that 2-4 are smaller in the US than other first-world countries. So we're left with FICA and healthcare. Healthcare being bizarrely expensive.