4 ms·

so it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?

dudus 9y ago
I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.
- mplewis 9y ago
  1% universal cashback is nothing special.
- whichdan 9y ago
  I agree; I mainly use my Amazon Prime card (5% on Amazon, 2% at restaurants, 1% otherwise), and this card is much better - plus there's an extra $50 back from subscriptions which is nice. I'll wait for the Lyft one though.
- wgj 9y ago
  Only drawback is association with a card that says "Uber" on it. Their brand is terrible. For any online purchases, I suppose that's less of an issue.
  - kinkrtyavimoodh 9y ago
    Not sure where you live but Uber's 'terrible' brand is at best a very localized phenomenon. In most of the world it's either a neutral or positive association.
- tedmiston 9y ago
  > But these cashback values are much better than my current credit card. The page is misleading — those percentages aren't cash back values, they're for if you redeem as Uber credits; only 1% if you redeem as cash back.
  - tedmiston 9y ago
    My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.
Halladie7 9y ago
At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.
- pcurve 9y ago
  These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.
- babaganoosh89 9y ago
  4% on dining is actually the highest category rewards for restaurants right now. Next highest card is 3%. So this card definitely has a niche.
- tedmiston 9y ago
  > 4% on dining It sounds like 4% is only if you redeem points for Uber credits. The fine print sounds like cash back redemptions are at a flat 1%: > Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.
  - tedmiston 9y ago
    My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.

dudus 9y ago

I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.

mplewis 9y ago
1% universal cashback is nothing special.
whichdan 9y ago
I agree; I mainly use my Amazon Prime card (5% on Amazon, 2% at restaurants, 1% otherwise), and this card is much better - plus there's an extra $50 back from subscriptions which is nice. I'll wait for the Lyft one though.
wgj 9y ago
Only drawback is association with a card that says "Uber" on it. Their brand is terrible. For any online purchases, I suppose that's less of an issue.
- kinkrtyavimoodh 9y ago
  Not sure where you live but Uber's 'terrible' brand is at best a very localized phenomenon. In most of the world it's either a neutral or positive association.
tedmiston 9y ago
> But these cashback values are much better than my current credit card. The page is misleading — those percentages aren't cash back values, they're for if you redeem as Uber credits; only 1% if you redeem as cash back.
- tedmiston 9y ago
  My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.

Halladie7 9y ago

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.

pcurve 9y ago
These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.
babaganoosh89 9y ago
4% on dining is actually the highest category rewards for restaurants right now. Next highest card is 3%. So this card definitely has a niche.
tedmiston 9y ago
> 4% on dining It sounds like 4% is only if you redeem points for Uber credits. The fine print sounds like cash back redemptions are at a flat 1%: > Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.
- tedmiston 9y ago
  My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.