3 ms·

Am i missing something because this actually looks like a really good cash back card. Unlimited 4% back on dining and 3% on airfare and hotel are really good.

by mrep 9y ago

Am i missing something because this actually looks like a really good cash back card. Unlimited 4% back on dining and 3% on airfare and hotel are really good. 2% cash back on online purchases matches the best straight up cash back program i know (double cash which is 2% back on everything). The 1% matches most other programs for generic purchases. I might actually get this as a second card (currently just have chase freedom).

fro0116 9y ago
All of that in combination with no foreign transaction fees, which makes this a really great travel card. I'll probably pick one up once it's available.
lazerpants 9y ago
Is it cash back, or Uber credit back? I think its the latter, in which case the card is still a good deal assuming you value Uber credit.
- mrep 9y ago
  From the FAQ: Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value. Not sure what "All redemptions are at a 1% value." means though.
  - tedmiston 9y ago
    > Not sure what "All redemptions are at a 1% value." means though. 1% back if you redeem for cash. 4/3/2/1% only if you redeem for Uber credits. The page feels misleading about that.
    - mrep 9y ago
      You sure about that as most other websites are touting it as cash back: https://thepointsguy.com/2017/10/barclaycard-uber-visa/ https://thepointsguy.com/2017/10/barclaycard-uber-visa/
      - tedmiston 9y ago
        Not positive, but I pointed out in the comments on TPG that I think they made a mistake in their headline. The Uber card page doesn't state anywhere that the 4/3/2/1 reward percentages are cash back. In any case, it's something ambiguous for Uber to clarify. I'm hoping my assumption here is incorrect. Edit: I dug into the terms on Barclaycard's site and you do get the same full percentages for cash back with the caveat that you can only redeem reward balances of $25+ for cash (vs $5+ for Uber credits). See the section "Cash Back Redemptions". https://www.barclaycardus.com/apply/action/tncContent?prodidreq=CCVPS71944 https://www.barclaycardus.com/apply/action/tncContent?prodid....
tedmiston 9y ago
The thing you are missing is that it's not actually a cash back card. Those percentages are only for Uber credit redemption. The fine print says it's a flat 1% for cash back redemption.
- tedmiston 9y ago
  My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.

by mrep 9y ago

fro0116 9y ago

All of that in combination with no foreign transaction fees, which makes this a really great travel card. I'll probably pick one up once it's available.

lazerpants 9y ago

Is it cash back, or Uber credit back? I think its the latter, in which case the card is still a good deal assuming you value Uber credit.

mrep 9y ago
From the FAQ: Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value. Not sure what "All redemptions are at a 1% value." means though.
- tedmiston 9y ago
  > Not sure what "All redemptions are at a 1% value." means though. 1% back if you redeem for cash. 4/3/2/1% only if you redeem for Uber credits. The page feels misleading about that.
  - mrep 9y ago
    You sure about that as most other websites are touting it as cash back: https://thepointsguy.com/2017/10/barclaycard-uber-visa/ https://thepointsguy.com/2017/10/barclaycard-uber-visa/
    - tedmiston 9y ago
      Not positive, but I pointed out in the comments on TPG that I think they made a mistake in their headline. The Uber card page doesn't state anywhere that the 4/3/2/1 reward percentages are cash back. In any case, it's something ambiguous for Uber to clarify. I'm hoping my assumption here is incorrect. Edit: I dug into the terms on Barclaycard's site and you do get the same full percentages for cash back with the caveat that you can only redeem reward balances of $25+ for cash (vs $5+ for Uber credits). See the section "Cash Back Redemptions". https://www.barclaycardus.com/apply/action/tncContent?prodidreq=CCVPS71944 https://www.barclaycardus.com/apply/action/tncContent?prodid....

tedmiston 9y ago

The thing you are missing is that it's not actually a cash back card. Those percentages are only for Uber credit redemption. The fine print says it's a flat 1% for cash back redemption.

tedmiston 9y ago
My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825 https://news.ycombinator.com/item?id=15567825.