Acttualy, I think it means more what I mean by cash. Which is misleading, because I'm dealing in digital money, no cash involved, but rather than a credit agenc

Acttualy, I think it means more what I mean by cash. Which is misleading, because I'm dealing in digital money, no cash involved, but rather than a credit agency, my own bank account, ergo debit transfers. The relationship, as far as I can see, is the same as that of credit: they bill me, and I send them electronic funds. What am I missing?