I'm with Desjardins. I may have been mislead into believing all banks do this but it may be a Desjardins-only thing: http://www.desjardins.com/en/particuliers/

I'm with Desjardins. I may have been mislead into believing all banks do this but it may be a Desjardins-only thing: http://www.desjardins.com/en/particuliers/produits_services/comptes-services-relies/frais-service/faq.jsp http://www.desjardins.com/en/particuliers/produits_services/... Q. Why are fees at the ATM lower than those at the teller counter? A. Teller services are more expensive because they involve caisse employees, unlike other access methods like ATMs, direct payments or AccèsD.