> It also doesn't say anything about people suing individually. Lawsuits are very expensive and time-consuming. Few individuals have the resources to sue compa

> It also doesn't say anything about people suing individually. Lawsuits are very expensive and time-consuming. Few individuals have the resources to sue companies like Equifax. Also, if Equifax defrauds 10 million people of $1,000 each, that's $10 billion in fraud but zero penalty, because $1,000 isn't worth a lawsuit for any individual.