All of those have a free tier and/or no paid levels. I've never not had Apple pay setup, so I don't know what the nags look like though. The iPhone is a rather

All of those have a free tier and/or no paid levels. I've never not had Apple pay setup, so I don't know what the nags look like though. The iPhone is a rather one size fits most device. If you don't want to go along with Apple's idea of how to use the device, you will be unhappy with it. Right now I'm fighting the practically forced upgrading of a particular app for which the update will remove functionality. But in order to not update one app, I'm forced to manually update every other app individually. Which is about 40-50 updates a week that I have to approve. Using the phone forces me to realize the extent to which I don't really own it. I'm just sort of renting services from it with an all-or-nothing set of features.