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Things that are paid for by other people tend to be expensive.
by nostromo 9y ago
Things that are paid for by other people tend to be expensive.
- randyrand 9y agoAuto-repair/auto-insurance doesn't fit this explanation. Repair is still a competitive industry with rather low margins.
- refurb 9y agoThe counter argument would be that there is enough business that isn't paid by insurance companies to keep competition high. If no one paid for car repair out of pocket, prices would be much higher.
- mcny 9y agoThey are too high at the dealership. At least, they feel high compared to what a knowledgeable friend who knows how to get used parts (junkyard etc) will charge for parts.
- deleted 9y ago[deleted]
- randyrand 9y agoCould be. Sounds like a decent argument against universal health care insurance, too. More things should be out of pocket.
- hueving 9y agoThat's because tons of people have to pay for their own auto repairs.
- PhasmaFelis 9y agoAnd yet, it's still expensive.
- selectodude 9y agoYou don't have to be accredited to fix cars. You just need to open up a shop. As such, there is plenty of competition.
- wahern 9y agoOnly a few states have no specific licensing requirements. Many states require an exam. Some cities even require ASE certification. Sources: http://work.chron.com/state-requirements-auto-mechanic-30132.html http://work.chron.com/state-requirements-auto-mechanic-30132... http://www.michigan.gov/sos/0,4670,7-127-49534_50302---,00.html http://www.michigan.gov/sos/0,4670,7-127-49534_50302---,00.h... https://en.wikipedia.org/wiki/Automotive_Service_Excellence https://en.wikipedia.org/wiki/Automotive_Service_Excellence
- volkadav 9y agoSadly, insurance does not typically offer any coverage for the devices themselves. (src: been wearing them for over twenty years, have seen one employer plan that offered any benefits in that area)
- arghwhat 9y agoScandinavian here—wait, the paid health insurance doesn't cover the devices themselves? I assume that people in the US are probably tired of "grass is greener on the other side" stories, but I'm seriously surprised that the paid insurance doesn't cover. Here, the free public health insurance covers the devices needed with no price limit, and cover all battery expenses for life. If you want to get the devices themselves from the private sector, the public health insurance covers up to some fixed price, with you paying the rest.
- forapurpose 9y ago> Things that are paid for by other people tend to be expensive. A clever statement, but do you mean it seriously? Is there some basis for it? Looking at healthcare and drugs, they cost around a third less in countries with national healthcare than in the U.S., where most healthcare is paid for by individuals or by their employers.
- neogodless 9y agoHearing aids are surprisingly quite often not covered by insurance.