It's rare around here. I'm in an affluent midwest community where the middle class tends to spend itself into oblivion and the upper-class tends to produce tru

It's rare around here. I'm in an affluent midwest community where the middle class tends to spend itself into oblivion and the upper-class tends to produce trustifarian hipsters incapable of building a life-sustaining skill set. I was debt-free except for my car payment by the age of 21, but then I got married. We were very close to debt-free before my wife's health spiraled out of control in '06. Seriously, though, I really don't currently know any 25 year olds who are debt-free, and 5 years ago when I was about that age, I didn't, either.