> Health insurance: if you're freelance, your health insurance is preferably private (cheaper) and you're free to cancel it if you please. No, having health in

> Health insurance: if you're freelance, your health insurance is preferably private (cheaper) and you're free to cancel it if you please. No, having health insurance has been mandatory in Germany since 2007. You're free to switch providers, or go from private to public insurance, but you can't just cancel it and go without insurance.